A MORTGAGE SOLUTION FOR YOU

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  For active duty, retired, and honorably discharged members of the military and their surviving spouses.

Program Features: 

• Guaranteed by the US Government
• Zero Lender Fees
• No Appraisal Fee
• No Mortgage Insurance Necessary
• No Down Payment Required
• Minimum 600 Credit Score

Thinking about a new home, but concerned about the down payment? The USDA Rural Development (RD) loans allow 100% financing. 

What makes this loan different from the rest? 

• Property must be located in USDA-approved areas
•  Seller can pay up to 6% towards closing costs
• No reserve requirements
• Open to everyone-not limited to just first-time buyers
• All you need is a 620 FICO score

If you are a first-time home buyer or military Veteran and qualify for an NC Home Advantage Mortgage™ , you may also be eligible for $15,000 in down payment assistance with the NC 1st Home Advantage Down Payment. 

The 30-year, fixed-rate NC Home Advantage Mortgage™ is the perfect match for buyers looking for safe, affordable financing. It can be structured as an FHA, VA, USDA or conventional loan.